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Toni Lim

Plan with us for peace of mind

Graduated in Pure Physics (Hon) in USM, she is a highly efficient and competitive person. Before coming into the Insurance & Financial Sector, she was a professional vocal coach in TV reality shows & vocal talent for Concerts. She build her music career from base to international market in only 2 years.


In 2002, She decided to venture into the financial sector. She joined the Insurance industry, concurrently, exploring Unit trusts, Estate Planning & completed her Certified Financial Planner (CFP) in 2005. She believes whatever she does, she do it full heartedly to give the best. She achieved marvelous achievement and many international awards in those years including MDRT, IDA, & COT in 2023.


Throughout her years of experience, she has helped over 700 families to fulfil their dreams, giving them peace of mind, then she realized she can only touch more lives by sharing out her experiences. She started One Wealth Legacy Advisory to build young professional financial & estate planners and was elevated to Unit Manager in 2012, achieving Million Dollar Organization for many years, & finally elevated to Group Manager in 2021.


She believes in FINANICAL STABILITY FOR ALL, and focus on building this stability for herself, the people in the organization and clients. She strives for a balanced lifestyle, between career, family & personal leisure, living life to the fullest. She is an inspiring person, always very motivating and reliable person as a friend, teammate & leader.


She believes there is always enough abundance for everyone therefore together everyone can achieve more. Have a chat with her and you will be inspired with many wonderful surprises.

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One Wealth Legacy Advisory

Founded in 2017 by a group of Professional Financial Planners to build a team of financial & estate planners in drawing financial strategy & Leaving Legacy for humanity.


OWLA aim to specialize in Financial & Estate Planning, focusing on Educating & Providing Knowledge to assist the market in related fields.Towards our members, OWLA also aim to provide the latter to fulfil a complete financial strategy for their own lives.


OWLA believes Financial strategies must come with purpose and purpose revolves around people’s lives. Thus all strategy must take consideration human values on building harmony and abundance in life.

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